Retirement plan

UPSTREAM BREWING COMPANY 401(K) PLAN

Name: UPSTREAM BREWING COMPANY - UPSTREAM BREWING COMPANY 401(K) PLAN (2017) Form 5500
Creator: UPSTREAM BREWING COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, UPSTREAM BREWING COMPANY 401(K) PLAN, UPSTREAM BREWING COMPANY

UPSTREAM BREWING COMPANYEIN 47-0793583Plan #001PY 2017

514 SOUTH 11TH STREET - OMAHA, NE 68102402-344-0200upstreambrewing.comLinkedIn51-200 employeesfood & beverages

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$2M

+15.5% from 2016

Total participants

109

-10.7% from 2016

Average account balance

$67,960

+11.5% from 2016

Annual return

13.83%

+5.26 pp from 2016

Benchmarks

See 2,983 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants25-99

Cohort2,983 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.03M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$86K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

23.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$30K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$569

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.29%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$7257

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
JOHN HANCOCK LIFE INSURANCE COMPANY3+ years Service code 15 PO BOX 600 · BUFFALO, NY 142010600	Recordkeeping	$125

Plan features & details

Pension benefit codes2E2G2J2K2R3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$525

$6 / participant

Contract admin$12523.8%
Other / not subdivided$40076.2%

% of EOY assets

0.027%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HANCOCK & DANA, PC
Auditor EIN: 470710889
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$67,960

$35,183+93.2%

$73,550-7.6%

$70,126-3.1%

Participation rate

15.8%

42.9%-27.1pp

54.9%-39.1pp

69.5%-53.8pp

Annual return

13.83%

26.90%-13.1pp

-15.16%+29.0pp

73.15%-59.3pp

Employer contribution / active EE

$323

$709-54.4%

$1,219-73.5%

$2,343-86.2%

Participant deferral / active EE

$531

$1,220-56.5%

$1,804-70.6%

$3,332-84.1%

Admin fee / account holder

$18

$2,302-99.2%

$2,320-99.2%

$4,645-99.6%

Provider

Service type

Compensation

JOHN HANCOCK LIFE INSURANCE COMPANY3+ years

Service code 15

PO BOX 600 · BUFFALO, NY 142010600

Recordkeeping

$125

UPSTREAM BREWING COMPANY 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

UPSTREAM BREWING COMPANY 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion