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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,660 | $89,370+36.1% | $141,197-13.8% | $72,976+66.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 20.24% | 111.88%-91.6pp | 71.41%-51.2pp | 81.02%-60.8pp |
| Employer contribution / active EE | $2,353 | $3,115-24.5% | $4,736-50.3% | $2,440-3.6% |
| Participant deferral / active EE | $8,106 | $5,419+49.6% | $6,710+20.8% | $3,608+124.7% |
| Admin fee / account holder | $470 | $5,957-92.1% | $10,265-95.4% | $5,124-90.8% |