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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,755 | $77,638-11.4% | $156,551-56.1% | $62,881+9.3% |
| Participation rate | 84.5% | 71.2%+13.3pp | 84.0%+0.5pp | 69.3%+15.2pp |
| Annual return | 8.73% | 50.33%-41.6pp | 32.23%-23.5pp | 20.14%-11.4pp |
| Employer contribution / active EE | $6,306 | $3,444+83.1% | $5,501+14.6% | $2,281+176.5% |
| Participant deferral / active EE | $3,360 | $3,046+10.3% | $4,871-31.0% | $3,203+4.9% |
| Admin fee / account holder | $952 | $5,561-82.9% | $13,028-92.7% | $4,296-77.8% |