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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $123,066 |
Filed as: BENEFIT PLANS, INC. Service code 13 · EIN 47-0671762 | Contract Administrator | $73,161 |
Filed as: GALLAGHER FIDUCIARY ADVISORS Service code 26 · EIN 36-4291971 | Advisory (Participants) | $31,667 |
LUTZ & COMPANY, PC1+ years Filed as: LUTZ & COMPANY Service code 10 · EIN 47-0625816 | Accounting | $8,000 |
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $650 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,850 | $44,626-30.9% | $86,235-64.2% | $80,169-61.5% |
| Participation rate | 95.0% | 63.5%+31.5pp | 69.0%+26.0pp | 72.9%+22.1pp |
| Annual return | 15.91% | 19.61%-3.7pp | 1170.03%-1154.1pp | 40.39%-24.5pp |
| Employer contribution / active EE | $6 | $1,099-99.5% | $2,381-99.8% | $2,978-99.8% |
| Participant deferral / active EE | $3,544 | $2,769+28.0% | $3,987-11.1% | $5,016-29.4% |
| Admin fee / account holder | $140 | $133+4.8% | $6,856-98.0% | $145-3.7% |