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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,254 | $167,362-84.9% | $143,799-82.4% | $134,532-81.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -21.48% | 0.47%-22.0pp | -0.04%-21.4pp | 418.27%-439.8pp |
| Employer contribution / active EE | $9,132 | $5,620+62.5% | $4,952+84.4% | $4,741+92.6% |
| Participant deferral / active EE | $723 | $6,447-88.8% | $5,638-87.2% | $6,401-88.7% |
| Admin fee / account holder | $434 | $18,094-97.6% | $14,677-97.0% | $11,429-96.2% |