Retirement plan

DINSDALE FINANCIAL INSTITUTIONS 401(K) PROFIT SHARING PLAN

Name: DINSDALE FINANCIAL INSTITUTIONS - DINSDALE FINANCIAL INSTITUTIONS 401(K) PROFIT SHARING PLAN (2015) Form 5500
Creator: DINSDALE FINANCIAL INSTITUTIONS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DINSDALE FINANCIAL INSTITUTIONS 401(K) PROFIT SHARING PLAN, DINSDALE FINANCIAL INSTITUTIONS

DINSDALE FINANCIAL INSTITUTIONSEIN 47-0759612Plan #002PY 2015

PO BOX 28 - CENTRAL CITY, NE 68826308-946-3883

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$133.5M

-12.9% from 2016

Total participants

2,277

-3.6% from 2016

Average account balance

$62,068

-9.8% from 2016

Annual return

0.53%

-9.14 pp from 2016

Benchmarks

See 258 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants1,000-4,999

Cohort258 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$358.45M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$134K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

2,683

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$20.57M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.54%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$129

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
ALLEN, GIBBS & HOULIK, L.C.1+ years Service code 15 301 N. MAIN, SUITE 1700 · WICHITA, KS 67202	Recordkeeping	$131,687
AGH WEALTH ADVISORS, LLC1+ years Service code 17 301 N MAIN ST, SUITE 1700 · WICHITA, KS 67202	Pension Consulting	$36,113
ADP BROKER-DEALER1+ years Filed as: PENSION CONSULTANTS Service code 27 · EIN 43-1685158	Advisory (Plan)	$30,375
SMITH HAYES ADVISERS, INC.1+ years Filed as: SMITH HAYES ADVISERS, INC Service code 27 1225 L STREET, SUITE 200 · LINCOLN, NE 68508	Advisory (Plan)	$14,000
RSM US LLP1+ years Filed as: MCGLADREY LLP Service code 10 1299 FARNAM ST, STE 530 · OMAHA, NE 68102	Accounting	$9,500
MID ATLANTIC CAPITAL CORPORATION1+ years Filed as: MID ATLANTIC TRUST CO Service code 19 1251 WATERFRONT PLACE, STE 510 · PITTSBURGH, PA 152224236	Securities Custodian	$3,551

Plan features & details

Pension benefit codes2E2F2G2J2K3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$227K

$122 / participant

Investment mgmt$44K19.5%
Other / not subdivided$183K80.5%

% of EOY assets

0.170%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: SEIM JOHNSON, LLP
Auditor EIN: 476097913
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$62,068

$30,979+100.4%

$67,704-8.3%

$59,188+4.9%

Participation rate

93.2%

40.5%+52.7pp

67.5%+25.7pp

69.4%+23.8pp

Annual return

0.53%

-1.74%+2.3pp

25.41%-24.9pp

5.51%-5.0pp

Employer contribution / active EE

$2,349

$807+190.9%

$2,559-8.2%

$2,098+11.9%

Participant deferral / active EE

$3,321

$1,603+107.2%

$3,585-7.4%

$3,265+1.7%

Admin fee / account holder

$106

$81+30.5%

$4,255-97.5%

$92+14.6%

Provider

Service type

Compensation

ALLEN, GIBBS & HOULIK, L.C.1+ years

Service code 15

301 N. MAIN, SUITE 1700 · WICHITA, KS 67202

Recordkeeping

$131,687

AGH WEALTH ADVISORS, LLC1+ years

Service code 17

301 N MAIN ST, SUITE 1700 · WICHITA, KS 67202

Pension Consulting

$36,113

ADP BROKER-DEALER1+ years

Filed as: PENSION CONSULTANTS

Service code 27 · EIN 43-1685158

Advisory (Plan)

$30,375

SMITH HAYES ADVISERS, INC.1+ years

Filed as: SMITH HAYES ADVISERS, INC

Service code 27

1225 L STREET, SUITE 200 · LINCOLN, NE 68508

Advisory (Plan)

$14,000

RSM US LLP1+ years

Filed as: MCGLADREY LLP

Service code 10

1299 FARNAM ST, STE 530 · OMAHA, NE 68102

Accounting

$9,500

MID ATLANTIC CAPITAL CORPORATION1+ years

Filed as: MID ATLANTIC TRUST CO

Service code 19

1251 WATERFRONT PLACE, STE 510 · PITTSBURGH, PA 152224236

Securities Custodian

$3,551

DINSDALE FINANCIAL INSTITUTIONS 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DINSDALE FINANCIAL INSTITUTIONS 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion