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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,454 | $96,558+309.6% | $80,977+388.4% | $273,972+44.3% |
| Participation rate | 100.0% | 79.1%+20.9pp | 75.8%+24.2pp | 83.0%+17.0pp |
| Annual return | 1.49% | 15.14%-13.7pp | 17.11%-15.6pp | 41.46%-40.0pp |
| Employer contribution / active EE | $16,117 | $4,869+231.0% | $3,715+333.9% | $4,869+231.0% |
| Participant deferral / active EE | $3,592 | $6,598-45.6% | $5,696-36.9% | $5,287-32.1% |
| Admin fee / account holder | $0 | $7,493-100.0% | $5,517-100.0% | $10,133-100.0% |