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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,545 | $54,541-23.8% | $78,778-47.3% | $70,126-40.8% |
| Participation rate | 86.4% | 60.8%+25.6pp | 69.2%+17.2pp | 69.5%+16.8pp |
| Annual return | 12.83% | 21.07%-8.2pp | 35.62%-22.8pp | 73.15%-60.3pp |
| Employer contribution / active EE | $3,974 | $1,089+265.0% | $1,986+100.1% | $2,343+69.6% |
| Participant deferral / active EE | $3,266 | $2,210+47.8% | $2,958+10.4% | $3,332-2.0% |
| Admin fee / account holder | $613 | $3,709-83.5% | $5,134-88.1% | $4,645-86.8% |