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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,953 | $76,834-19.4% | $108,359-42.8% | $87,485-29.2% |
| Participation rate | 98.7% | 61.7%+37.0pp | 70.1%+28.6pp | 68.9%+29.8pp |
| Annual return | 3.40% | 19.09%-15.7pp | 36.89%-33.5pp | 26.06%-22.7pp |
| Employer contribution / active EE | $4,132 | $1,556+165.5% | $2,399+72.2% | $2,596+59.2% |
| Participant deferral / active EE | $3,818 | $3,100+23.2% | $4,137-7.7% | $4,274-10.7% |
| Admin fee / account holder | $17,460 | $6,537+167.1% | $9,741+79.2% | $7,775+124.6% |