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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,953 | $73,787-16.0% | $98,716-37.2% | $82,448-24.9% |
| Participation rate | 98.7% | 61.4%+37.3pp | 69.3%+29.4pp | 68.1%+30.6pp |
| Annual return | 3.40% | 18.57%-15.2pp | 31.81%-28.4pp | 41.64%-38.2pp |
| Employer contribution / active EE | $4,132 | $1,511+173.4% | $2,279+81.4% | $2,551+62.0% |
| Participant deferral / active EE | $3,818 | $3,081+23.9% | $4,048-5.7% | $4,139-7.8% |
| Admin fee / account holder | $17,460 | $6,500+168.6% | $8,703+100.6% | $7,234+141.3% |