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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,764 | $116,203+158.8% | $93,621+221.3% | $152,897+96.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.8%+24.2pp | 82.5%+17.5pp |
| Annual return | 21.54% | 35.96%-14.4pp | 32.76%-11.2pp | 345.43%-323.9pp |
| Employer contribution / active EE | $2,901 | $3,219-9.9% | $2,719+6.7% | $4,764-39.1% |
| Participant deferral / active EE | $6,029 | $4,605+30.9% | $4,070+48.1% | $5,851+3.0% |
| Admin fee / account holder | $7,821 | $10,751-27.3% | $7,890-0.9% | $11,599-32.6% |