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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,633 | $180,459-60.3% | $154,108-53.5% | $135,380-47.1% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -6.95% | 888.21%-895.2pp | 735.21%-742.2pp | 519.81%-526.8pp |
| Employer contribution / active EE | $2,696 | $6,035-55.3% | $5,298-49.1% | $4,779-43.6% |
| Participant deferral / active EE | $2,696 | $5,806-53.6% | $5,081-46.9% | $5,609-51.9% |
| Admin fee / account holder | $42,769 | $16,145+164.9% | $13,411+218.9% | $10,828+295.0% |