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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,461 | $61,390-71.6% | $112,228-84.4% | $75,177-76.8% |
| Participation rate | 85.1% | 61.6%+23.5pp | 72.4%+12.7pp | 67.2%+17.9pp |
| Annual return | 18.99% | 28.47%-9.5pp | 30.23%-11.2pp | 160.75%-141.8pp |
| Employer contribution / active EE | $1,880 | $2,015-6.7% | $3,432-45.2% | $2,671-29.6% |
| Participant deferral / active EE | $3,191 | $3,108+2.7% | $4,800-33.5% | $4,126-22.7% |
| Admin fee / account holder | $1,577 | $4,862-67.6% | $7,752-79.7% | $5,651-72.1% |