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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,619 | $112,131-36.1% | $95,964-25.4% | $158,982-55.0% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 11.28% | 171.19%-159.9pp | 91.64%-80.4pp | 302.99%-291.7pp |
| Employer contribution / active EE | $2,237 | $3,199-30.1% | $2,541-12.0% | $4,763-53.0% |
| Participant deferral / active EE | $2,927 | $4,784-38.8% | $4,167-29.8% | $5,983-51.1% |
| Admin fee / account holder | $412 | $10,136-95.9% | $6,797-93.9% | $11,252-96.3% |