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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,841 | $58,493+17.7% | $84,021-18.1% | $72,975-5.7% |
| Participation rate | 48.1% | 61.2%-13.1pp | 69.0%-20.9pp | 69.5%-21.3pp |
| Annual return | 18.69% | 28.93%-10.2pp | 71.32%-52.6pp | 81.01%-62.3pp |
| Employer contribution / active EE | $1,220 | $1,163+4.9% | $1,984-38.5% | $2,440-50.0% |
| Participant deferral / active EE | $1,473 | $2,394-38.5% | $3,239-54.5% | $3,608-59.2% |
| Admin fee / account holder | $1,641 | $4,569-64.1% | $6,102-73.1% | $5,124-68.0% |