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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,434 | $77,817-17.2% | $123,553-47.8% | $64,173+0.4% |
| Participation rate | 98.6% | 74.7%+23.8pp | 82.3%+16.3pp | 69.6%+29.0pp |
| Annual return | -9.42% | 12.49%-21.9pp | 119.21%-128.6pp | 7.63%-17.1pp |
| Employer contribution / active EE | $2,233 | $3,014-25.9% | $4,628-51.8% | $2,381-6.2% |
| Participant deferral / active EE | $5,416 | $5,240+3.4% | $6,426-15.7% | $3,470+56.1% |
| Admin fee / account holder | $8,787 | $5,519+59.2% | $9,284-5.4% | $4,887+79.8% |