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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,071 | $102,638-24.9% | $81,991-6.0% | $158,966-51.5% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | 9.31% | 61.05%-51.7pp | 41.31%-32.0pp | 302.95%-293.6pp |
| Employer contribution / active EE | $13,003 | $3,241+301.2% | $2,498+420.5% | $4,762+173.0% |
| Participant deferral / active EE | $2,793 | $4,649-39.9% | $3,722-25.0% | $5,983-53.3% |
| Admin fee / account holder | $906 | $8,237-89.0% | $5,665-84.0% | $11,250-91.9% |