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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,452 | $180,459-88.1% | $154,108-86.1% | $135,380-84.2% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -9.05% | 888.21%-897.3pp | 735.21%-744.3pp | 519.81%-528.9pp |
| Employer contribution / active EE | $3,055 | $6,035-49.4% | $5,298-42.3% | $4,779-36.1% |
| Participant deferral / active EE | $7,663 | $5,806+32.0% | $5,081+50.8% | $5,609+36.6% |
| Admin fee / account holder | $1,158 | $16,145-92.8% | $13,411-91.4% | $10,828-89.3% |