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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,979 | $150,446-26.2% | $136,297-18.6% | $147,585-24.8% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 17.43% | 1049.14%-1031.7pp | 5156.19%-5138.8pp | 578.58%-561.2pp |
| Employer contribution / active EE | $6,649 | $5,256+26.5% | $4,696+41.6% | $4,876+36.4% |
| Participant deferral / active EE | $2,796 | $6,631-57.8% | $6,247-55.2% | $5,439-48.6% |
| Admin fee / account holder | $2,646 | $10,906-75.7% | $9,244-71.4% | $10,886-75.7% |