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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,928 | $77,817+11.7% | $123,553-29.6% | $64,173+35.5% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -8.79% | 12.49%-21.3pp | 119.21%-128.0pp | 7.63%-16.4pp |
| Employer contribution / active EE | $5,074 | $3,014+68.4% | $4,628+9.6% | $2,381+113.1% |
| Participant deferral / active EE | $2,881 | $5,240-45.0% | $6,426-55.2% | $3,470-17.0% |
| Admin fee / account holder | $1,146 | $5,519-79.2% | $9,284-87.7% | $4,887-76.6% |