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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,110 | $148,623-43.4% | $135,974-38.1% | $139,466-39.7% |
| Participation rate | 90.9% | 83.9%+7.0pp | 81.9%+9.0pp | 80.3%+10.6pp |
| Annual return | 19.30% | 79.30%-60.0pp | 68.30%-49.0pp | 373.66%-354.4pp |
| Employer contribution / active EE | $3,496 | $5,246-33.4% | $4,859-28.0% | $4,754-26.5% |
| Participant deferral / active EE | $11,519 | $8,103+42.2% | $7,760+48.4% | $6,712+71.6% |
| Admin fee / account holder | $1,076 | $12,406-91.3% | $10,767-90.0% | $11,409-90.6% |