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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,439 | $73,978+80.4% | $96,515+38.3% | $75,173+77.5% |
| Participation rate | 75.0% | 66.4%+8.6pp | 74.3%+0.7pp | 67.2%+7.8pp |
| Annual return | 28.54% | 26.72%+1.8pp | 35.73%-7.2pp | 160.72%-132.2pp |
| Employer contribution / active EE | $2,761 | $2,931-5.8% | $3,740-26.2% | $2,671+3.4% |
| Participant deferral / active EE | $6,837 | $3,660+86.8% | $4,880+40.1% | $4,126+65.7% |
| Admin fee / account holder | $1,263 | $5,219-75.8% | $6,735-81.3% | $5,651-77.7% |