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| Provider | Service type | Compensation |
|---|---|---|
UNION BANK & TRUST COMPANY4 years Service code 12 · EIN 47-0321480 | Trustee (bank, trust company, or simi... | $926 |
Service code 33 · EIN 13-4046432 | Sub-transfer agency fees; Securities ... | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,487 | $63,114+22.8% | $92,909-16.6% | $65,185+18.9% |
| Participation rate | 87.2% | 68.8%+18.4pp | 76.0%+11.2pp | 70.2%+17.0pp |
| Annual return | 19.41% | 28.75%-9.3pp | 109.44%-90.0pp | 29.38%-10.0pp |
| Employer contribution / active EE | $3,566 | $2,571+38.7% | $3,653-2.4% | $2,177+63.8% |
| Participant deferral / active EE | $3,216 | $3,108+3.5% | $4,238-24.1% | $3,514-8.5% |
| Admin fee / account holder | $7 | $624-98.9% | $5,795-99.9% | $847-99.2% |