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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,160 | $73,863-76.8% | $143,797-88.1% | $68,490-74.9% |
| Participation rate | 76.8% | 66.7%+10.2pp | 80.3%-3.5pp | 67.9%+8.9pp |
| Annual return | -12.17% | 0.91%-13.1pp | -0.04%-12.1pp | -7.85%-4.3pp |
| Employer contribution / active EE | $1,644 | $3,185-48.4% | $4,952-66.8% | $2,597-36.7% |
| Participant deferral / active EE | $36 | $3,385-98.9% | $5,638-99.4% | $4,028-99.1% |
| Admin fee / account holder | $1,200 | $5,756-79.1% | $14,679-91.8% | $5,403-77.8% |