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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,216 | $114,013+51.9% | $103,693+67.0% | $155,188+11.6% |
| Participation rate | 83.3% | 75.2%+8.1pp | 72.6%+10.7pp | 80.8%+2.5pp |
| Annual return | 14.92% | 49.31%-34.4pp | 47.61%-32.7pp | 148.84%-133.9pp |
| Employer contribution / active EE | $4,971 | $3,131+58.7% | $2,920+70.2% | $4,248+17.0% |
| Participant deferral / active EE | $6,778 | $4,970+36.4% | $4,579+48.0% | $6,531+3.8% |
| Admin fee / account holder | $1,400 | $8,407-83.4% | $7,858-82.2% | $14,480-90.3% |