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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,216 | $102,595+68.8% | $94,057+84.2% | $154,746+11.9% |
| Participation rate | 83.3% | 76.0%+7.3pp | 73.3%+10.0pp | 80.7%+2.6pp |
| Annual return | 14.92% | 583.42%-568.5pp | 480.62%-465.7pp | 172.34%-157.4pp |
| Employer contribution / active EE | $4,971 | $3,147+57.9% | $2,933+69.5% | $4,379+13.5% |
| Participant deferral / active EE | $6,778 | $5,118+32.4% | $4,709+43.9% | $6,730+0.7% |
| Admin fee / account holder | $1,400 | $7,736-81.9% | $7,244-80.7% | $14,365-90.3% |