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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $470,852 | $110,337+326.7% | $102,383+359.9% | $145,877+222.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 16.52% | 24.83%-8.3pp | 24.94%-8.4pp | 551.28%-534.8pp |
| Employer contribution / active EE | $8,542 | $4,216+102.6% | $3,870+120.7% | $4,663+83.2% |
| Participant deferral / active EE | $11,124 | $5,621+97.9% | $5,060+119.8% | $6,691+66.3% |
| Admin fee / account holder | $1,046 | $9,750-89.3% | $8,391-87.5% | $13,402-92.2% |