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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $707,817 | $288,797+145.1% | $239,577+195.4% | $382,429+85.1% |
| Participation rate | 100.0% | 85.8%+14.2pp | 82.1%+17.9pp | 87.7%+12.3pp |
| Annual return | 19.77% | -3.30%+23.1pp | -0.70%+20.5pp | 248.85%-229.1pp |
| Employer contribution / active EE | $8,524 | $8,558-0.4% | $7,232+17.9% | $8,036+6.1% |
| Participant deferral / active EE | $18,710 | $6,420+191.4% | $5,676+229.6% | $5,727+226.7% |
| Admin fee / account holder | $60,358 | $18,649+223.7% | $19,315+212.5% | $30,732+96.4% |