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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,453 | $149,741-35.6% | $118,914-18.9% | $158,982-39.3% |
| Participation rate | 66.7% | 82.1%-15.5pp | 75.4%-8.7pp | 82.0%-15.3pp |
| Annual return | 11.37% | 19.94%-8.6pp | 35.89%-24.5pp | 302.99%-291.6pp |
| Employer contribution / active EE | $11,098 | $4,119+169.4% | $3,264+240.0% | $4,763+133.0% |
| Participant deferral / active EE | $4,664 | $5,226-10.8% | $4,266+9.3% | $5,983-22.1% |
| Admin fee / account holder | $1,261 | $8,607-85.4% | $6,582-80.8% | $11,252-88.8% |