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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,470 | $106,247+50.1% | $96,515+65.2% | $139,466+14.3% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 8.11% | 38.47%-30.4pp | 35.73%-27.6pp | 373.66%-365.6pp |
| Employer contribution / active EE | $7,034 | $4,106+71.3% | $3,740+88.1% | $4,754+48.0% |
| Participant deferral / active EE | $6,939 | $5,456+27.2% | $4,880+42.2% | $6,712+3.4% |
| Admin fee / account holder | $21,789 | $7,885+176.3% | $6,735+223.5% | $11,409+91.0% |