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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,950 | $115,814-69.0% | $101,275-64.5% | $158,982-77.4% |
| Participation rate | 95.0% | 79.4%+15.6pp | 75.8%+19.2pp | 82.0%+13.0pp |
| Annual return | -11.60% | 56.16%-67.8pp | 46.48%-58.1pp | 302.99%-314.6pp |
| Employer contribution / active EE | $1,250 | $4,176-70.1% | $3,660-65.8% | $4,763-73.8% |
| Participant deferral / active EE | $3,844 | $4,958-22.5% | $4,371-12.1% | $5,983-35.8% |
| Admin fee / account holder | $734 | $7,249-89.9% | $5,948-87.7% | $11,252-93.5% |