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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,650 | $59,819-5.3% | $79,583-28.8% | $68,490-17.3% |
| Participation rate | 59.3% | 61.1%-1.8pp | 69.5%-10.2pp | 67.9%-8.6pp |
| Annual return | -10.65% | -12.30%+1.6pp | 0.16%-10.8pp | -7.85%-2.8pp |
| Employer contribution / active EE | $551 | $1,505-63.4% | $2,414-77.2% | $2,597-78.8% |
| Participant deferral / active EE | $3,276 | $3,025+8.3% | $3,986-17.8% | $4,028-18.7% |
| Admin fee / account holder | $10,692 | $4,835+121.1% | $6,835+56.4% | $5,403+97.9% |