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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,629 | $105,200+142.0% | $159,474+59.7% | $85,847+196.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 15.05% | 45.08%-30.0pp | 263.68%-248.6pp | 318.61%-303.6pp |
| Employer contribution / active EE | $2,585 | $3,319-22.1% | $4,831-46.5% | $2,565+0.8% |
| Participant deferral / active EE | $8,798 | $5,946+48.0% | $7,353+19.7% | $3,952+122.6% |
| Admin fee / account holder | $53,767 | $6,934+675.4% | $10,802+397.7% | $6,261+758.8% |