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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,202 | $106,280-52.8% | $96,538-48.0% | $139,487-64.0% |
| Participation rate | 72.7% | 77.8%-5.1pp | 74.3%-1.6pp | 80.3%-7.6pp |
| Annual return | 18.88% | 38.48%-19.6pp | 35.74%-16.9pp | 373.84%-355.0pp |
| Employer contribution / active EE | $14,374 | $4,107+250.0% | $3,740+284.3% | $4,755+202.3% |
| Participant deferral / active EE | $5,762 | $5,457+5.6% | $4,880+18.1% | $6,713-14.2% |
| Admin fee / account holder | $976 | $7,888-87.6% | $6,737-85.5% | $11,407-91.4% |