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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,738 | $58,828-41.0% | $78,002-55.5% | $62,881-44.8% |
| Participation rate | 93.7% | 71.1%+22.6pp | 75.5%+18.2pp | 69.3%+24.4pp |
| Annual return | 4.52% | 17.16%-12.6pp | 425.99%-421.5pp | 20.14%-15.6pp |
| Employer contribution / active EE | $1,439 | $1,672-13.9% | $2,470-41.7% | $2,281-36.9% |
| Participant deferral / active EE | $2,446 | $2,686-8.9% | $3,497-30.1% | $3,203-23.6% |
| Admin fee / account holder | $6,928 | $4,393+57.7% | $5,481+26.4% | $4,296+61.3% |