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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $461,050 | $227,291+102.8% | $214,702+114.7% | $155,188+197.1% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 15.07% | 60.08%-45.0pp | 54.55%-39.5pp | 148.84%-133.8pp |
| Employer contribution / active EE | $16,341 | $6,772+141.3% | $6,461+152.9% | $4,248+284.7% |
| Participant deferral / active EE | $2,014 | $9,582-79.0% | $9,147-78.0% | $6,531-69.2% |
| Admin fee / account holder | $14,909 | $20,413-27.0% | $19,830-24.8% | $14,480+3.0% |