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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,957 | $89,370-78.8% | $141,197-86.6% | $72,976-74.0% |
| Participation rate | 70.8% | 75.1%-4.3pp | 82.5%-11.6pp | 69.5%+1.3pp |
| Annual return | 23.05% | 111.88%-88.8pp | 71.41%-48.4pp | 81.02%-58.0pp |
| Employer contribution / active EE | $1,173 | $3,115-62.3% | $4,736-75.2% | $2,440-51.9% |
| Participant deferral / active EE | $2,898 | $5,419-46.5% | $6,710-56.8% | $3,608-19.7% |
| Admin fee / account holder | $578 | $5,957-90.3% | $10,265-94.4% | $5,124-88.7% |