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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,504 | $76,112-33.6% | $96,534-47.7% | $71,511-29.4% |
| Participation rate | 92.5% | 74.4%+18.1pp | 76.0%+16.5pp | 67.9%+24.6pp |
| Annual return | 33.58% | 22.81%+10.8pp | 25.88%+7.7pp | 28.86%+4.7pp |
| Employer contribution / active EE | $3,699 | $2,248+64.6% | $2,965+24.7% | $2,589+42.9% |
| Participant deferral / active EE | $6,657 | $4,217+57.9% | $4,851+37.2% | $4,291+55.2% |
| Admin fee / account holder | $2,665 | $2,708-1.6% | $8,253-67.7% | $1,588+67.8% |