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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,366 | $82,678-1.6% | $125,391-35.1% | $68,490+18.8% |
| Participation rate | 95.0% | 75.1%+19.9pp | 82.4%+12.6pp | 67.9%+27.1pp |
| Annual return | -20.89% | -5.97%-14.9pp | 572.41%-593.3pp | -7.85%-13.0pp |
| Employer contribution / active EE | $7,281 | $3,382+115.3% | $4,816+51.2% | $2,597+180.4% |
| Participant deferral / active EE | $9,832 | $6,111+60.9% | $7,448+32.0% | $4,028+144.1% |
| Admin fee / account holder | $2,711 | $6,277-56.8% | $10,009-72.9% | $5,403-49.8% |