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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,434 | $180,459-88.1% | $154,108-86.1% | $135,380-84.2% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -8.51% | 888.21%-896.7pp | 735.21%-743.7pp | 519.81%-528.3pp |
| Employer contribution / active EE | $1,720 | $6,035-71.5% | $5,298-67.5% | $4,779-64.0% |
| Participant deferral / active EE | $7,153 | $5,806+23.2% | $5,081+40.8% | $5,609+27.5% |
| Admin fee / account holder | $1,326 | $16,145-91.8% | $13,411-90.1% | $10,828-87.8% |