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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,947 | $100,911-82.2% | $90,440-80.2% | $158,966-88.7% |
| Participation rate | 68.8% | 75.0%-6.3pp | 72.7%-3.9pp | 82.0%-13.2pp |
| Annual return | 40.27% | 1726.62%-1686.3pp | 1294.38%-1254.1pp | 302.95%-262.7pp |
| Employer contribution / active EE | $2,842 | $3,690-23.0% | $3,263-12.9% | $4,762-40.3% |
| Participant deferral / active EE | $4,071 | $4,348-6.4% | $3,964+2.7% | $5,983-32.0% |
| Admin fee / account holder | $1,758 | $6,507-73.0% | $5,615-68.7% | $11,250-84.4% |