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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,088 | $63,082-65.0% | $81,726-73.0% | $79,856-72.3% |
| Participation rate | 72.4% | 67.5%+4.9pp | 72.0%+0.4pp | 69.6%+2.8pp |
| Annual return | 27.83% | 22.66%+5.2pp | 29.49%-1.7pp | 31.71%-3.9pp |
| Employer contribution / active EE | $2,706 | $1,795+50.7% | $4,311-37.2% | $2,471+9.5% |
| Participant deferral / active EE | $3,323 | $2,780+19.5% | $7,108-53.3% | $3,741-11.2% |
| Admin fee / account holder | $794 | $4,428-82.1% | $5,160-84.6% | $5,306-85.0% |