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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,575 | $148,629+2.7% | $135,982+12.2% | $139,487+9.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 31.11% | 79.33%-48.2pp | 68.32%-37.2pp | 373.84%-342.7pp |
| Employer contribution / active EE | $2,755 | $5,247-47.5% | $4,859-43.3% | $4,755-42.1% |
| Participant deferral / active EE | $30,000 | $8,102+270.3% | $7,760+286.6% | $6,713+346.9% |
| Admin fee / account holder | $340 | $12,406-97.3% | $10,767-96.8% | $11,407-97.0% |