Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,389 | $81,208-82.3% | $98,920-85.5% | $79,856-82.0% |
| Participation rate | 23.5% | 72.5%-49.0pp | 76.0%-52.5pp | 69.6%-46.1pp |
| Annual return | 26.78% | 60.99%-34.2pp | 196.47%-169.7pp | 31.71%-4.9pp |
| Employer contribution / active EE | $738 | $1,960-62.3% | $2,689-72.6% | $2,471-70.1% |
| Participant deferral / active EE | $1,110 | $3,265-66.0% | $4,245-73.8% | $3,741-70.3% |
| Admin fee / account holder | $613 | $6,013-89.8% | $6,643-90.8% | $5,306-88.4% |