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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,363 | $81,763+32.5% | $58,561+85.0% | $139,466-22.3% |
| Participation rate | 100.0% | 61.3%+38.7pp | 50.9%+49.1pp | 80.3%+19.7pp |
| Annual return | 17.44% | 7427.77%-7410.3pp | 4251.33%-4233.9pp | 373.66%-356.2pp |
| Employer contribution / active EE | $7,505 | $1,398+436.8% | $1,053+612.4% | $4,754+57.9% |
| Participant deferral / active EE | $30,000 | $2,555+1074.3% | $1,923+1460.0% | $6,712+347.0% |
| Admin fee / account holder | $681 | $3,273-79.2% | $2,520-73.0% | $11,409-94.0% |