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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,856 | $138,114-90.0% | $125,391-88.9% | $134,545-89.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -20.51% | 750.88%-771.4pp | 572.41%-592.9pp | 418.37%-438.9pp |
| Employer contribution / active EE | $3,258 | $5,246-37.9% | $4,816-32.4% | $4,742-31.3% |
| Participant deferral / active EE | $5,510 | $7,801-29.4% | $7,448-26.0% | $6,401-13.9% |
| Admin fee / account holder | $4,549 | $11,570-60.7% | $10,009-54.5% | $11,431-60.2% |