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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,368 | $202,342-63.2% | $172,753-57.0% | $152,909-51.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 23.90% | 1029.88%-1006.0pp | 803.00%-779.1pp | 345.46%-321.6pp |
| Employer contribution / active EE | $16,319 | $5,857+178.6% | $5,144+217.3% | $4,764+242.6% |
| Participant deferral / active EE | $13,366 | $5,948+124.7% | $5,198+157.1% | $5,851+128.4% |
| Admin fee / account holder | $782 | $17,112-95.4% | $13,956-94.4% | $11,601-93.3% |