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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,273 | $41,377+19.1% | $109,313-54.9% | $62,881-21.6% |
| Participation rate | 56.8% | 57.5%-0.8pp | 71.3%-14.5pp | 69.3%-12.5pp |
| Annual return | 9.07% | 11.05%-2.0pp | 22.07%-13.0pp | 20.14%-11.1pp |
| Employer contribution / active EE | $774 | $1,276-39.3% | $3,892-80.1% | $2,281-66.0% |
| Participant deferral / active EE | $3,899 | $2,045+90.6% | $3,166+23.1% | $3,203+21.7% |
| Admin fee / account holder | $8,207 | $2,884+184.6% | $5,666+44.8% | $4,296+91.1% |