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| Provider | Service type | Compensation |
|---|---|---|
MMA SECURITIES LLC4 years Filed as: MMA SECURITIES Service code 27 · EIN 22-3570392 | Advisory (Plan) | $78,364 |
Service code 37 · EIN 04-2647786 | Loan Processing | $15,240 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,843 | $47,180+67.1% | $149,723-47.3% | $74,473+5.9% |
| Participation rate | 63.5% | 63.4%+0.1pp | 78.8%-15.3pp | 70.7%-7.3pp |
| Annual return | 17.60% | 22.75%-5.2pp | 134.50%-116.9pp | 34.36%-16.8pp |
| Employer contribution / active EE | $2,287 | $1,907+19.9% | $4,821-52.6% | $2,638-13.3% |
| Participant deferral / active EE | $5,325 | $2,730+95.0% | $5,682-6.3% | $4,530+17.6% |
| Admin fee / account holder | $176 | $343-48.7% | $13,215-98.7% | $347-49.2% |