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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,997 | $175,259-12.1% | $149,723+2.9% | $139,487+10.4% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 20.59% | 166.82%-146.2pp | 134.50%-113.9pp | 373.84%-353.3pp |
| Employer contribution / active EE | $4,930 | $5,478-10.0% | $4,821+2.3% | $4,755+3.7% |
| Participant deferral / active EE | $6,916 | $6,522+6.1% | $5,682+21.7% | $6,713+3.0% |
| Admin fee / account holder | $1,646 | $16,158-89.8% | $13,215-87.5% | $11,407-85.6% |