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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,454 | $86,949-71.9% | $102,460-76.1% | $80,959-69.8% |
| Participation rate | 82.7% | 72.4%+10.3pp | 76.5%+6.2pp | 67.7%+15.0pp |
| Annual return | 15.65% | 18.89%-3.2pp | 29.47%-13.8pp | 35.67%-20.0pp |
| Employer contribution / active EE | $1,960 | $2,370-17.3% | $3,025-35.2% | $2,757-28.9% |
| Participant deferral / active EE | $5,554 | $4,121+34.8% | $5,056+9.8% | $4,300+29.1% |
| Admin fee / account holder | $1,209 | $8,048-85.0% | $9,460-87.2% | $6,925-82.5% |